Getting through a severe storm is challenging enough. But when it leaves behind roof damage, it can be extremely stressful to figure out your next steps. Stay calm. Acting quickly and understanding what to expect can help make the process smoother. This guide will walk you through the four must-do steps to get your storm-damaged roof back into shape.
1. Thoroughly Assess and Document the Damage
As soon as it’s safe to go outside after the storm, conduct a roof inspection, looking for the following:
- Missing, cracked, or broken shingles
- Holes from fallen tree branches
- Debris like leaves and sticks
- Water leaks
Additionally, take clear photos and videos documenting the damage from multiple angles. Zoom in on problem areas. This documentation is critical for getting approval for repairs from your insurance provider.
2. Contact Local Roofing Companies for Repair Assessments
The next step is to call in a professional roofing contractor to evaluate the damage. An experienced roofer can advise if repairs or complete replacement are required. They can also:
- Provide repair quotes for insurance claims
- Navigate the storm damage claims process
- Have your project scheduled as soon as possible
Getting on a roofer’s schedule ensures restoration can begin right after insurance approval.
3. Notify Your Insurer About the Damage
Once you’ve documented your storm-damaged roof and obtained contractor assessments, you should contact your insurance company to file a claim. To streamline the process, organize your documentation and roofer quotes.
Most homeowner’s insurance policies cover:
- Damage from severe weather conditions, including snow, hail, wind, and fire
- Unexpected or accidental incidents, such as burst water pipes
- Non-weather-related events, such as vandalism or theft
However, flood and earthquake damage typically require separate specialty insurance. Maintaining your roof can also help avoid claim denials for everyday wear and tear.
4. Start Restoration Immediately After Claim Approval
Finally, once your claim is approved, begin repairs right away with your roofer. Delaying work leaves your home vulnerable to further interior water damage from leaks. If a high demand for contractors after a major storm is delaying the start of your roof repairs, ask your insurance provider about temporary emergency tarping options.
Let Our Team Handle Your Roof Repair Needs
Recovering after a storm doesn’t need to be stressful. If your roof sustained damage, All Exteriors can help. Contact us for an inspection and to start the storm-damage roof repair process. With years of storm response experience in Maryland and Delaware, we’ll assist you with the insurance details while quickly and professionally restoring your roof.